First charge mortgages - purchases & remortgages from Together

We consider mortgage applications from all sorts of people, looking beyond the credit score to see them as individuals. With a focus on affordability, we are able to cater for a wide variety of income sources including employed, self-employed, DWP benefits and private pensions.
Core products and criteria
  • Rates from 5.99%
  • Max LTV 75%
  • Micro mortgages from £3,000
  • Mortgages up to £1,000,000
  • We instruct and pay for the valuation
  • No minimum income requirement
Many status profiles accepted
  • No credit impaired in the last 12 months accepted up to 75% LTV
  • Credit impaired in the last 12 months accepted up to 70% LTV
  • No credit scoring
Many property types considered
  • Type A - standard construction houses and bungalows including ex-council
  • Type B - Flats and maisonettes (up to a maximum of 6 floors), ex-council flats and maisonettes (up to a maximum of 4 floors) and purpose built apartments (not ex-council)
  • Type C - non standard construction; ex-council flat and maisonettes (over 4 floors), defective, high-rise (over 6 floors) or poor remarks on valuation
  • Employed, self-employed, contract workers, zero hour contracts, retired, benefits and DWP accepted. 
  • First time buyers accepted and must have no declining unsecured credit
  • Lending in retirement – accepted
  • Lending into retirement – by referral
Application outside criteria? We will always take a look,
For further information -  download  available here